@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Inter:wght@300;400;500;600;700&display=swap');

/* === RESET & BASE === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --white: #FFFFFF;
  --navy-deep: #0A1628;
  --navy: #1A2B4A;
  --navy-mid: #253A60;
  --gold: #C9A84C;
  --gold-light: #E0C070;
  --gray-bg: #F4F6F9;
  --gray-light: #E5E8EE;
  --gray-mid: #B0B8C8;
  --gray-text: #6B7280;
  --text-dark: #1A1A2E;
  --text-body: #374151;
  --red: #C0392B;
  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', system-ui, sans-serif;
  --radius: 4px;
  --radius-md: 8px;
  --shadow-sm: 0 1px 4px rgba(10,22,40,0.07);
  --shadow-md: 0 4px 20px rgba(10,22,40,0.10);
  --shadow-lg: 0 8px 40px rgba(10,22,40,0.14);
  --transition: 0.2s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-body); color: var(--text-body); background: var(--white); line-height: 1.6; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--transition); }
ul, ol { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* === TYPOGRAPHY === */
h1, h2, h3, h4, h5, h6 { font-family: var(--font-head); color: var(--navy-deep); line-height: 1.25; font-weight: 600; }
h1 { font-size: clamp(2rem, 4vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }
h5 { font-size: 1rem; }
p { margin-bottom: 1rem; color: var(--text-body); }
p:last-child { margin-bottom: 0; }

/* === LAYOUT === */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container--wide { max-width: 1400px; margin: 0 auto; padding: 0 24px; }
.container--narrow { max-width: 860px; margin: 0 auto; padding: 0 24px; }

/* === HEADER === */
.site-header { background: var(--white); border-bottom: 1px solid var(--gray-light); position: sticky; top: 0; z-index: 1000; }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 70px; }
.logo { display: flex; align-items: center; gap: 10px; }
.logo-mark { width: 38px; height: 38px; background: var(--navy); border-radius: 50%; display: flex; align-items: center; justify-content: center; }
.logo-mark svg { width: 20px; height: 20px; fill: var(--gold); }
.logo-text { font-family: var(--font-head); font-size: 1.4rem; font-weight: 700; color: var(--navy-deep); letter-spacing: -0.02em; }
.logo-text span { color: var(--gold); }

.main-nav { display: flex; align-items: center; gap: 0; }
.main-nav .nav-item { position: relative; }
.main-nav .nav-link { display: flex; align-items: center; gap: 4px; padding: 8px 14px; font-size: 0.875rem; font-weight: 500; color: var(--text-body); transition: color var(--transition); letter-spacing: 0.01em; }
.main-nav .nav-link:hover, .main-nav .nav-link.active { color: var(--navy); }
.main-nav .nav-link .chevron { width: 12px; height: 12px; transition: transform var(--transition); }
.nav-item:hover .chevron { transform: rotate(180deg); }

.dropdown { position: absolute; top: calc(100% + 4px); left: 0; background: var(--white); border: 1px solid var(--gray-light); border-radius: var(--radius-md); box-shadow: var(--shadow-lg); min-width: 220px; padding: 8px 0; opacity: 0; pointer-events: none; transition: opacity var(--transition); z-index: 100; }
.nav-item:hover .dropdown { opacity: 1; pointer-events: auto; }
.dropdown a { display: block; padding: 9px 20px; font-size: 0.875rem; color: var(--text-body); transition: background var(--transition), color var(--transition); }
.dropdown a:hover { background: var(--gray-bg); color: var(--navy); }
.dropdown-divider { height: 1px; background: var(--gray-light); margin: 6px 0; }

.header-cta { display: flex; align-items: center; gap: 12px; }
.btn-header { background: var(--navy); color: var(--white); padding: 9px 20px; border-radius: var(--radius); font-size: 0.875rem; font-weight: 600; transition: background var(--transition); }
.btn-header:hover { background: var(--navy-mid); color: var(--white); }

.burger { display: none; flex-direction: column; gap: 5px; padding: 6px; cursor: pointer; }
.burger span { display: block; width: 22px; height: 2px; background: var(--navy-deep); transition: transform var(--transition), opacity var(--transition); }

/* === HERO === */
.hero { background: var(--navy-deep); overflow: hidden; position: relative; }
.hero-inner { display: grid; grid-template-columns: 1fr 1fr; min-height: 580px; }
.hero-content { display: flex; flex-direction: column; justify-content: center; padding: 80px 60px 80px 0; }
.hero-category { font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gold); margin-bottom: 20px; }
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero-lead { font-size: 1.1rem; color: rgba(255,255,255,0.75); line-height: 1.7; margin-bottom: 32px; max-width: 520px; }
.hero-actions { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.hero-meta { margin-top: 40px; display: flex; gap: 32px; border-top: 1px solid rgba(255,255,255,0.1); padding-top: 28px; }
.hero-meta-item { display: flex; flex-direction: column; gap: 2px; }
.hero-meta-value { font-size: 1.5rem; font-weight: 700; font-family: var(--font-head); color: var(--gold); }
.hero-meta-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.5); }
.hero-image { position: relative; overflow: hidden; }
.hero-image img { width: 100%; height: 100%; object-fit: cover; opacity: 0.7; }
.hero-image-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, var(--navy-deep) 0%, transparent 40%); }

/* === BUTTONS === */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 12px 28px; border-radius: var(--radius); font-size: 0.9rem; font-weight: 600; transition: all var(--transition); letter-spacing: 0.01em; }
.btn-primary { background: var(--gold); color: var(--navy-deep); }
.btn-primary:hover { background: var(--gold-light); color: var(--navy-deep); }
.btn-secondary { background: transparent; color: var(--white); border: 1px solid rgba(255,255,255,0.4); }
.btn-secondary:hover { border-color: var(--gold); color: var(--gold); }
.btn-outline { background: transparent; color: var(--navy); border: 1px solid var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-gold { background: var(--gold); color: var(--navy-deep); }
.btn-gold:hover { background: var(--gold-light); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-mid); }
.btn-sm { padding: 8px 18px; font-size: 0.8rem; }
.btn-lg { padding: 15px 36px; font-size: 1rem; }

/* === SECTION HEADERS === */
.section { padding: 80px 0; }
.section--gray { background: var(--gray-bg); }
.section--navy { background: var(--navy-deep); }
.section--navy-mid { background: var(--navy); }
.section-head { margin-bottom: 48px; }
.section-head--center { text-align: center; }
.section-tag { display: inline-block; font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.14em; color: var(--gold); margin-bottom: 12px; }
.section-head h2 { margin-bottom: 12px; }
.section-head p { color: var(--gray-text); font-size: 1.05rem; max-width: 580px; }
.section-head--center p { margin: 0 auto; }
.section-divider { width: 48px; height: 3px; background: var(--gold); margin-top: 16px; }
.section-divider--center { margin: 16px auto 0; }

/* === CARDS === */
.card { background: var(--white); border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; transition: box-shadow var(--transition), transform var(--transition); }
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-img { aspect-ratio: 16/9; overflow: hidden; }
.card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.card:hover .card-img img { transform: scale(1.03); }
.card-body { padding: 24px; }
.card-tag { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gold); margin-bottom: 8px; display: block; }
.card-title { font-family: var(--font-head); font-size: 1.1rem; color: var(--navy-deep); margin-bottom: 10px; line-height: 1.35; }
.card-title a:hover { color: var(--gold); }
.card-excerpt { font-size: 0.875rem; color: var(--gray-text); line-height: 1.6; margin-bottom: 16px; }
.card-meta { display: flex; align-items: center; gap: 12px; font-size: 0.75rem; color: var(--gray-mid); }
.card-meta-dot { width: 3px; height: 3px; border-radius: 50%; background: var(--gray-mid); }

/* === GRID LAYOUTS === */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 48px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 28px; }

/* === TOP BAR === */
.top-bar { background: var(--navy-deep); padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.05); }
.top-bar-inner { display: flex; align-items: center; justify-content: space-between; }
.top-bar p { font-size: 0.75rem; color: rgba(255,255,255,0.55); margin: 0; }
.top-bar-links { display: flex; gap: 16px; }
.top-bar-links a { font-size: 0.75rem; color: rgba(255,255,255,0.55); transition: color var(--transition); }
.top-bar-links a:hover { color: var(--gold); }

/* === FEATURED STRIP === */
.featured-strip { background: var(--gray-bg); border-bottom: 1px solid var(--gray-light); padding: 12px 0; overflow: hidden; }
.strip-inner { display: flex; align-items: center; gap: 0; white-space: nowrap; }
.strip-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gold); background: var(--navy-deep); padding: 4px 12px; margin-right: 16px; flex-shrink: 0; }
.strip-items { display: flex; gap: 32px; overflow-x: auto; scrollbar-width: none; }
.strip-items::-webkit-scrollbar { display: none; }
.strip-item { font-size: 0.8rem; color: var(--gray-text); display: flex; align-items: center; gap: 6px; flex-shrink: 0; }
.strip-item::after { content: '›'; color: var(--gray-mid); }
.strip-item:last-child::after { display: none; }
.strip-item a:hover { color: var(--navy); }

/* === ARTICLE LAYOUT === */
.article-page { padding: 60px 0; }
.article-header { max-width: 780px; margin-bottom: 36px; }
.article-tag { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.14em; color: var(--gold); margin-bottom: 14px; display: block; }
.article-header h1 { font-size: clamp(1.8rem, 3.5vw, 2.5rem); margin-bottom: 16px; }
.article-header .lead { font-size: 1.15rem; color: var(--gray-text); line-height: 1.7; margin-bottom: 20px; }
.article-byline { display: flex; align-items: center; gap: 16px; padding-bottom: 20px; border-bottom: 2px solid var(--gold); }
.article-byline-text { font-size: 0.8rem; color: var(--gray-text); }
.article-byline-text strong { color: var(--text-dark); }

.article-cover { border-radius: var(--radius-md); overflow: hidden; margin-bottom: 40px; aspect-ratio: 16/7; }
.article-cover img { width: 100%; height: 100%; object-fit: cover; }

.article-body h2 { font-size: 1.6rem; margin: 40px 0 16px; padding-bottom: 12px; border-bottom: 1px solid var(--gray-light); }
.article-body h3 { font-size: 1.25rem; margin: 32px 0 12px; color: var(--navy-mid); }
.article-body h4 { font-size: 1.05rem; margin: 24px 0 10px; }
.article-body p { font-size: 1.05rem; line-height: 1.75; color: var(--text-body); margin-bottom: 1.2rem; }
.article-body ul, .article-body ol { margin: 0 0 1.2rem 0; padding-left: 0; }
.article-body li { font-size: 1.05rem; line-height: 1.7; color: var(--text-body); padding: 4px 0 4px 24px; position: relative; }
.article-body li::before { content: ''; position: absolute; left: 8px; top: 13px; width: 5px; height: 5px; border-radius: 50%; background: var(--gold); }
.article-body ol { counter-reset: item; }
.article-body ol li::before { content: counter(item) '.'; counter-increment: item; background: none; font-weight: 700; color: var(--navy); font-size: 0.85rem; top: auto; }
.article-body blockquote { border-left: 4px solid var(--gold); padding: 16px 24px; background: var(--gray-bg); border-radius: 0 var(--radius-md) var(--radius-md) 0; margin: 32px 0; font-size: 1.1rem; color: var(--navy-mid); font-style: italic; font-family: var(--font-head); }
.article-body .callout { background: var(--navy); color: var(--white); border-radius: var(--radius-md); padding: 24px 28px; margin: 32px 0; }
.article-body .callout h4 { color: var(--gold); margin-bottom: 8px; font-size: 0.9rem; text-transform: uppercase; letter-spacing: 0.1em; font-family: var(--font-body); }
.article-body .callout p { color: rgba(255,255,255,0.8); font-size: 0.95rem; margin: 0; }

.article-sidebar { position: sticky; top: 90px; display: flex; flex-direction: column; gap: 28px; }
.sidebar-widget { background: var(--gray-bg); border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; }
.sidebar-widget-head { padding: 16px 20px; border-bottom: 1px solid var(--gray-light); background: var(--white); }
.sidebar-widget-head h4 { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--navy); margin: 0; }
.sidebar-widget-body { padding: 20px; }
.sidebar-list { display: flex; flex-direction: column; gap: 12px; }
.sidebar-list-item { display: flex; gap: 12px; padding-bottom: 12px; border-bottom: 1px solid var(--gray-light); }
.sidebar-list-item:last-child { border-bottom: none; padding-bottom: 0; }
.sidebar-list-num { font-size: 1.5rem; font-weight: 700; font-family: var(--font-head); color: var(--gray-light); line-height: 1; flex-shrink: 0; }
.sidebar-list-content { font-size: 0.82rem; line-height: 1.5; }
.sidebar-list-content a { color: var(--text-dark); font-weight: 500; }
.sidebar-list-content a:hover { color: var(--gold); }
.sidebar-list-content span { color: var(--gray-text); }

/* === STATS SECTION === */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--gray-light); }
.stat-item { background: var(--white); padding: 36px 28px; text-align: center; }
.stat-value { font-size: 2.5rem; font-weight: 700; font-family: var(--font-head); color: var(--navy); line-height: 1; margin-bottom: 8px; }
.stat-value span { color: var(--gold); }
.stat-label { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-text); }
.stat-desc { font-size: 0.85rem; color: var(--gray-text); margin-top: 6px; }

/* === TOPICS GRID === */
.topics-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.topic-card { background: var(--white); border: 1px solid var(--gray-light); border-radius: var(--radius-md); padding: 24px; display: flex; flex-direction: column; gap: 10px; transition: all var(--transition); cursor: pointer; }
.topic-card:hover { border-color: var(--navy); box-shadow: var(--shadow-sm); }
.topic-icon { width: 44px; height: 44px; background: var(--gray-bg); border-radius: var(--radius); display: flex; align-items: center; justify-content: center; }
.topic-icon svg { width: 22px; height: 22px; stroke: var(--navy); fill: none; stroke-width: 1.5; }
.topic-card h4 { font-size: 0.95rem; color: var(--navy-deep); }
.topic-card p { font-size: 0.8rem; color: var(--gray-text); line-height: 1.5; margin: 0; }
.topic-count { font-size: 0.7rem; color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; }

/* === FEATURED ARTICLE === */
.featured-article { display: grid; grid-template-columns: 1fr 1fr; gap: 0; background: var(--navy-deep); border-radius: var(--radius-md); overflow: hidden; min-height: 420px; }
.featured-article-content { padding: 48px; display: flex; flex-direction: column; justify-content: center; }
.featured-article-content .section-tag { color: var(--gold); }
.featured-article-content h3 { color: var(--white); font-size: 1.8rem; margin-bottom: 14px; }
.featured-article-content p { color: rgba(255,255,255,0.7); line-height: 1.7; margin-bottom: 24px; }
.featured-article-image { position: relative; overflow: hidden; }
.featured-article-image img { width: 100%; height: 100%; object-fit: cover; opacity: 0.55; }

/* === NEWSLETTER === */
.newsletter { background: var(--navy); padding: 64px 0; }
.newsletter-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.newsletter-content .section-tag { color: var(--gold-light); }
.newsletter-content h2 { color: var(--white); margin-bottom: 12px; }
.newsletter-content p { color: rgba(255,255,255,0.7); line-height: 1.7; }
.newsletter-form { display: flex; flex-direction: column; gap: 12px; }
.form-row { display: flex; gap: 10px; }
.form-input { flex: 1; padding: 13px 18px; border: 1px solid rgba(255,255,255,0.2); background: rgba(255,255,255,0.08); border-radius: var(--radius); color: var(--white); font-size: 0.9rem; font-family: var(--font-body); transition: border var(--transition); }
.form-input::placeholder { color: rgba(255,255,255,0.4); }
.form-input:focus { outline: none; border-color: var(--gold); }
.form-note { font-size: 0.75rem; color: rgba(255,255,255,0.45); }

/* === CONTACT FORM === */
.contact-form-wrap { background: var(--white); border: 1px solid var(--gray-light); border-radius: var(--radius-md); padding: 40px; box-shadow: var(--shadow-sm); }
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--navy-deep); margin-bottom: 7px; text-transform: uppercase; letter-spacing: 0.06em; }
.form-control { width: 100%; padding: 12px 16px; border: 1px solid var(--gray-light); border-radius: var(--radius); font-size: 0.9rem; font-family: var(--font-body); color: var(--text-body); transition: border var(--transition), box-shadow var(--transition); background: var(--white); }
.form-control:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(26,43,74,0.08); }
.form-control::placeholder { color: var(--gray-mid); }
textarea.form-control { min-height: 140px; resize: vertical; }
select.form-control { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%236B7280' stroke-width='1.5' d='M1 1l5 5 5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }
.form-check { display: flex; align-items: flex-start; gap: 10px; }
.form-check input[type="checkbox"] { width: 16px; height: 16px; margin-top: 2px; accent-color: var(--navy); flex-shrink: 0; cursor: pointer; }
.form-check label { font-size: 0.83rem; color: var(--gray-text); cursor: pointer; }
.form-check a { color: var(--navy); text-decoration: underline; }
.form-submit-row { display: flex; align-items: center; gap: 16px; margin-top: 8px; }

/* === PAGE HERO (internal) === */
.page-hero { background: var(--navy-deep); padding: 64px 0; }
.page-hero-inner { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 40px; }
.page-hero-breadcrumb { display: flex; align-items: center; gap: 8px; margin-bottom: 16px; }
.page-hero-breadcrumb a { font-size: 0.8rem; color: rgba(255,255,255,0.5); transition: color var(--transition); }
.page-hero-breadcrumb a:hover { color: var(--gold); }
.page-hero-breadcrumb span { font-size: 0.8rem; color: rgba(255,255,255,0.3); }
.page-hero h1 { color: var(--white); margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,0.7); font-size: 1.05rem; max-width: 600px; margin: 0; }
.page-hero-meta { display: flex; gap: 24px; }

/* === BREADCRUMB === */
.breadcrumb { padding: 14px 0; border-bottom: 1px solid var(--gray-light); margin-bottom: 40px; }
.breadcrumb-list { display: flex; align-items: center; gap: 6px; }
.breadcrumb-list a { font-size: 0.8rem; color: var(--gray-text); transition: color var(--transition); }
.breadcrumb-list a:hover { color: var(--navy); }
.breadcrumb-list span { font-size: 0.8rem; color: var(--gray-mid); }
.breadcrumb-list .current { font-size: 0.8rem; color: var(--navy-deep); font-weight: 500; }

/* === TABLE === */
.data-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.data-table th { background: var(--navy-deep); color: var(--white); padding: 13px 16px; text-align: left; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.08em; font-weight: 600; }
.data-table td { padding: 12px 16px; border-bottom: 1px solid var(--gray-light); color: var(--text-body); }
.data-table tr:hover td { background: var(--gray-bg); }
.data-table .highlight { color: var(--gold); font-weight: 700; }
.table-wrap { border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; }

/* === ACCORDION === */
.accordion { border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; }
.accordion-item { border-bottom: 1px solid var(--gray-light); }
.accordion-item:last-child { border-bottom: none; }
.accordion-btn { display: flex; align-items: center; justify-content: space-between; width: 100%; padding: 18px 24px; background: var(--white); font-size: 0.95rem; font-weight: 500; color: var(--navy-deep); text-align: left; transition: background var(--transition); }
.accordion-btn:hover { background: var(--gray-bg); }
.accordion-btn.active { background: var(--gray-bg); }
.accordion-icon { width: 20px; height: 20px; flex-shrink: 0; border: 2px solid var(--gray-mid); border-radius: 50%; display: flex; align-items: center; justify-content: center; transition: all var(--transition); }
.accordion-icon svg { width: 10px; height: 10px; stroke: var(--gray-mid); fill: none; stroke-width: 2; transition: transform var(--transition); }
.accordion-btn.active .accordion-icon { background: var(--gold); border-color: var(--gold); }
.accordion-btn.active .accordion-icon svg { stroke: var(--white); transform: rotate(45deg); }
.accordion-body { display: none; padding: 20px 24px 24px; background: var(--gray-bg); font-size: 0.9rem; color: var(--text-body); line-height: 1.7; border-top: 1px solid var(--gray-light); }
.accordion-body.open { display: block; }

/* === TAGS === */
.tag-list { display: flex; flex-wrap: wrap; gap: 8px; }
.tag { display: inline-block; padding: 4px 12px; background: var(--gray-bg); border: 1px solid var(--gray-light); border-radius: 20px; font-size: 0.75rem; color: var(--gray-text); transition: all var(--transition); }
.tag:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }
.tag-gold { background: rgba(201,168,76,0.1); border-color: var(--gold); color: var(--navy); }

/* === QUOTE / PULLQUOTE === */
.pullquote { border-left: 4px solid var(--gold); padding: 24px 32px; font-family: var(--font-head); font-size: 1.3rem; color: var(--navy); font-style: italic; background: var(--gray-bg); border-radius: 0 var(--radius-md) var(--radius-md) 0; margin: 40px 0; line-height: 1.5; }

/* === PAGINATION === */
.pagination { display: flex; align-items: center; gap: 6px; justify-content: center; padding-top: 48px; }
.page-btn { display: flex; align-items: center; justify-content: center; width: 38px; height: 38px; border: 1px solid var(--gray-light); border-radius: var(--radius); font-size: 0.875rem; color: var(--text-body); transition: all var(--transition); }
.page-btn:hover { border-color: var(--navy); color: var(--navy); }
.page-btn.active { background: var(--navy); border-color: var(--navy); color: var(--white); }
.page-btn.dots { border: none; pointer-events: none; }

/* === FOOTER === */
.site-footer { background: var(--navy-deep); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer-brand .logo-text { color: var(--white); font-size: 1.6rem; }
.footer-brand p { font-size: 0.875rem; color: rgba(255,255,255,0.5); line-height: 1.7; margin-top: 14px; max-width: 300px; }
.footer-brand-address { margin-top: 20px; }
.footer-brand-address p { font-size: 0.8rem; color: rgba(255,255,255,0.4); margin-bottom: 4px; }
.footer-brand-address a { font-size: 0.8rem; color: rgba(255,255,255,0.6); }
.footer-col h5 { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gold); margin-bottom: 20px; font-family: var(--font-body); font-weight: 700; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { font-size: 0.875rem; color: rgba(255,255,255,0.5); transition: color var(--transition); }
.footer-col ul a:hover { color: var(--gold); }
.footer-bottom { padding: 20px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.3); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.78rem; color: rgba(255,255,255,0.35); transition: color var(--transition); }
.footer-bottom-links a:hover { color: var(--gold); }
.footer-disclaimer { background: rgba(0,0,0,0.15); padding: 16px 0; }
.footer-disclaimer p { font-size: 0.72rem; color: rgba(255,255,255,0.3); line-height: 1.6; }

/* === POLICY PAGES === */
.policy-page { padding: 60px 0; }
.policy-content h2 { font-size: 1.4rem; margin: 36px 0 12px; color: var(--navy); border-bottom: 1px solid var(--gray-light); padding-bottom: 10px; }
.policy-content h3 { font-size: 1.1rem; margin: 28px 0 10px; color: var(--navy-mid); }
.policy-content p { font-size: 0.95rem; color: var(--text-body); line-height: 1.75; margin-bottom: 1rem; }
.policy-content ul, .policy-content ol { margin: 0 0 1rem 0; padding-left: 0; }
.policy-content li { font-size: 0.95rem; color: var(--text-body); line-height: 1.7; padding: 3px 0 3px 22px; position: relative; }
.policy-content li::before { content: '–'; position: absolute; left: 6px; color: var(--gold); }
.policy-meta { background: var(--gray-bg); border: 1px solid var(--gray-light); border-radius: var(--radius-md); padding: 20px 24px; margin-bottom: 36px; display: flex; flex-wrap: wrap; gap: 24px; }
.policy-meta-item { display: flex; flex-direction: column; gap: 2px; }
.policy-meta-item span:first-child { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-text); font-weight: 600; }
.policy-meta-item span:last-child { font-size: 0.88rem; color: var(--navy); font-weight: 500; }
.policy-toc { background: var(--navy-deep); border-radius: var(--radius-md); padding: 28px; margin-bottom: 40px; }
.policy-toc h4 { color: var(--gold); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 14px; font-family: var(--font-body); }
.policy-toc ol { counter-reset: toc; padding-left: 0; }
.policy-toc li { counter-increment: toc; padding: 5px 0; }
.policy-toc li::before { content: counter(toc) '.'; background: none; color: var(--gold); font-size: 0.8rem; font-weight: 700; }
.policy-toc a { font-size: 0.85rem; color: rgba(255,255,255,0.7); transition: color var(--transition); }
.policy-toc a:hover { color: var(--gold); }

/* === GLOSSARY === */
.glossary-nav { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 40px; }
.glossary-nav a { display: flex; align-items: center; justify-content: center; width: 36px; height: 36px; border: 1px solid var(--gray-light); border-radius: var(--radius); font-size: 0.85rem; font-weight: 600; color: var(--text-body); transition: all var(--transition); }
.glossary-nav a:hover, .glossary-nav a.active { background: var(--navy); color: var(--white); border-color: var(--navy); }
.glossary-section { margin-bottom: 48px; }
.glossary-letter { font-size: 2rem; font-weight: 700; font-family: var(--font-head); color: var(--gold); border-bottom: 2px solid var(--gray-light); padding-bottom: 10px; margin-bottom: 20px; }
.glossary-term { padding: 16px 0; border-bottom: 1px solid var(--gray-light); }
.glossary-term dt { font-weight: 700; color: var(--navy-deep); margin-bottom: 6px; font-size: 1rem; }
.glossary-term dd { font-size: 0.9rem; color: var(--text-body); line-height: 1.65; margin: 0; }

/* === TOOLS PAGE === */
.tool-card { background: var(--white); border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; }
.tool-card-head { background: var(--navy-deep); padding: 24px; color: var(--white); }
.tool-card-head h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 6px; }
.tool-card-head p { color: rgba(255,255,255,0.6); font-size: 0.85rem; margin: 0; }
.tool-card-body { padding: 28px; }
.calculator-field { margin-bottom: 18px; }
.calculator-label { font-size: 0.8rem; font-weight: 600; color: var(--navy-deep); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; display: block; }
.calculator-input { width: 100%; padding: 11px 14px; border: 1px solid var(--gray-light); border-radius: var(--radius); font-size: 0.9rem; font-family: var(--font-body); transition: border var(--transition); }
.calculator-input:focus { outline: none; border-color: var(--navy); }
.calculator-result { background: var(--gray-bg); border: 2px solid var(--gold); border-radius: var(--radius-md); padding: 20px; text-align: center; margin-top: 20px; }
.calc-result-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-text); margin-bottom: 6px; }
.calc-result-value { font-size: 2rem; font-weight: 700; font-family: var(--font-head); color: var(--navy); }

/* === INFO BOXES === */
.info-box { border-radius: var(--radius-md); padding: 20px 24px; margin: 24px 0; display: flex; gap: 14px; align-items: flex-start; }
.info-box--blue { background: rgba(26,43,74,0.06); border-left: 4px solid var(--navy); }
.info-box--gold { background: rgba(201,168,76,0.08); border-left: 4px solid var(--gold); }
.info-box--red { background: rgba(192,57,43,0.07); border-left: 4px solid var(--red); }
.info-box-icon { flex-shrink: 0; margin-top: 1px; }
.info-box-icon svg { width: 20px; height: 20px; }
.info-box p { font-size: 0.9rem; margin: 0; }

/* === RESOURCES PAGE === */
.resource-item { display: flex; gap: 20px; padding: 20px 0; border-bottom: 1px solid var(--gray-light); align-items: flex-start; }
.resource-item:last-child { border-bottom: none; }
.resource-icon { width: 48px; height: 48px; background: var(--gray-bg); border: 1px solid var(--gray-light); border-radius: var(--radius); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.resource-icon svg { width: 22px; height: 22px; stroke: var(--navy); fill: none; stroke-width: 1.5; }
.resource-content h4 { font-size: 0.95rem; color: var(--navy-deep); margin-bottom: 4px; }
.resource-content p { font-size: 0.83rem; color: var(--gray-text); margin: 0 0 8px; }
.resource-link { font-size: 0.78rem; color: var(--navy); font-weight: 600; text-transform: uppercase; letter-spacing: 0.06em; display: inline-flex; align-items: center; gap: 4px; }

/* === THANK YOU === */
.thankyou-wrap { min-height: 60vh; display: flex; align-items: center; justify-content: center; padding: 80px 0; }
.thankyou-box { text-align: center; max-width: 520px; }
.thankyou-icon { width: 80px; height: 80px; background: var(--gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 28px; }
.thankyou-icon svg { width: 36px; height: 36px; stroke: var(--white); fill: none; stroke-width: 2.5; }
.thankyou-box h1 { font-size: 2.2rem; margin-bottom: 14px; }
.thankyou-box p { color: var(--gray-text); font-size: 1.05rem; margin-bottom: 28px; }

/* === BLOG / NEWS === */
.blog-feed { display: flex; flex-direction: column; gap: 32px; }
.blog-post-card { display: grid; grid-template-columns: 280px 1fr; border: 1px solid var(--gray-light); border-radius: var(--radius-md); overflow: hidden; transition: box-shadow var(--transition); background: var(--white); }
.blog-post-card:hover { box-shadow: var(--shadow-md); }
.blog-post-card-img { overflow: hidden; }
.blog-post-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.blog-post-card:hover .blog-post-card-img img { transform: scale(1.04); }
.blog-post-card-content { padding: 28px 32px; display: flex; flex-direction: column; justify-content: center; }
.blog-post-card-content .card-tag { margin-bottom: 10px; }
.blog-post-card-content h3 { font-size: 1.3rem; margin-bottom: 12px; }
.blog-post-card-content h3 a:hover { color: var(--gold); }
.blog-post-card-content p { color: var(--gray-text); font-size: 0.9rem; line-height: 1.65; margin-bottom: 18px; }
.blog-post-card-footer { display: flex; align-items: center; justify-content: space-between; }

/* === SITEMAP === */
.sitemap-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.sitemap-section h4 { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gold); margin-bottom: 16px; padding-bottom: 10px; border-bottom: 1px solid var(--gray-light); font-family: var(--font-body); font-weight: 700; }
.sitemap-section ul { display: flex; flex-direction: column; gap: 8px; }
.sitemap-section li a { font-size: 0.875rem; color: var(--text-body); display: flex; align-items: center; gap: 6px; transition: color var(--transition); }
.sitemap-section li a::before { content: '→'; color: var(--gold); font-size: 0.75rem; }
.sitemap-section li a:hover { color: var(--navy); }

/* === MOBILE NAV === */
.mobile-nav { display: none; background: var(--white); border-top: 1px solid var(--gray-light); padding: 20px; flex-direction: column; gap: 4px; }
.mobile-nav.open { display: flex; }
.mobile-nav a { padding: 10px 14px; font-size: 0.9rem; color: var(--text-body); border-radius: var(--radius); transition: background var(--transition); }
.mobile-nav a:hover { background: var(--gray-bg); color: var(--navy); }
.mobile-nav .mobile-nav-section { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--gold); padding: 12px 14px 4px; }

/* === RESPONSIVE === */
@media (max-width: 1100px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .topics-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .hero-content { padding: 60px 0; }
}
@media (max-width: 900px) {
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-2-1 { grid-template-columns: 1fr; }
  .grid-1-2 { grid-template-columns: 1fr; }
  .newsletter-inner { grid-template-columns: 1fr; gap: 32px; }
  .featured-article { grid-template-columns: 1fr; }
  .featured-article-image { display: none; }
  .blog-post-card { grid-template-columns: 1fr; }
  .blog-post-card-img { height: 200px; }
  .sitemap-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .main-nav { display: none; }
  .header-cta .btn-header { display: none; }
  .burger { display: flex; }
  .section { padding: 56px 0; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .page-hero-inner { grid-template-columns: 1fr; }
  .page-hero-meta { display: none; }
  .form-row { flex-direction: column; }
  .sitemap-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .topics-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}
@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr; }
  .topics-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .hero-meta { flex-direction: column; gap: 20px; }
  .article-byline { flex-direction: column; gap: 8px; }
}